What Do We Do ?

Here at Just In Time, Inc. it is not only our speciality, it is our profession to help credit challenged individuals who need a form of basic transportation. Serving Broome County for over 23 years gives us the edge for molding our reputation to what it is today. We understand that bad things happen to good people, so here at Just In Time, Inc., you will be treated with the respect and dignity that you deserve.

Remember an automobile is the second largest purchase of your life. WE CAN HELP!

What Can We Offer You?

Having on the spot approvals and a 97% retention rate gives you the customer the opportunity to drive the vehicle that you didn't think was possible! Offering late-model automobiles and affordable payments that are flexible to any family budget, whether weekly, bi-weekly, or monthly. Our staff here at Just In Time, Inc. practices the three "F's"; FAIR, FRIENDLY, and FIRM.

What is our Mission?

Our mission here at Just In Time, Inc. is to be the biggest and the best "BUY HERE, PAY HERE" dealership in New York State. But before we can be the biggest, we must be the best, striving for excellence everyday and looking to find new ways to best serve you.

Qualifications for Financing

Valid Drivers License
Social Security Card
Most Recent Pay Stubs (or proof of income)
Complete Telephone Bill (or proof of Residence)
Five References (including name, address, and phone number)

Credit / Financing Applications

CLICK HERE FOR ADOBE PDF

PRINTABLE CREDIT APPLICATION

For your convenience please fill out your personal application and bring it to the dealership. Doing so will help speed up the time to process your paperwork and close a faster deal, which means you get the car you deserve faster!

(The Form is all Digital, just type in the information and print it)

Hours of Operation:

Sunday: Closed
Monday: 8am-6pm
Tuesday: 8am-6pm
Wednesday: 8am-6pm
Thursday: 8am-6pm
Friday: 8am-6pm
Saturday: 9am-3pm