If you are a 1st Time Buyer? or have Bad Credit?, No Credit?, Bankruptcy?, Repossession?, Foreclosure?, Collections? or Late Payments? contact us we can provide the 2nd Chance financing you need.

Let Just In Time show you how easy it is to buy a quality used car, we have been in business over 27 years and believe fair prices, superior service and treating customers right leads to satisfied repeat buyers. We offer In-House Financing ("Buy Here Pay Here") through our sister company Car Credit USA which is a New York State Licensed and Regulated Finance Company.

We realize Credit Problems often result from an unexpected hardship and consider it a privilege to provide people the opportunity to rebuild their credit while driving a late-model, dependable vehicle. We focus on your future not your past!! We will report your Good Credit History to the Credit Bureau to help you rebuild your credit. We also offer comprehensive Guardian Extended Warranties to protect your investment.

Our friendly and knowledgeable sales staff is here to help you find the car you deserve, priced to fit your budget. Shop our virtual showroom of Used Cars, Trucks & Suv's online then stop by for a test drive.